Mortgage is a security that the lender makes to the borrower. One of the popular forms of mortgages is called interest only mortgages. It requires you to craft a monthly payment to mortgage lender to pay off the interest on the amount borrowed. Further a separate long term strategy should be committed in interest only mortgage and can comprise of an investment plan, inheritance or settling the property in the future.
In case of investment plan mortgage can be paid off in one of three forms; an ISA (Individual savings...
Refinancing is very lucrative option for home owners for payments of their mortgage. Usually people opting for refinancing when interest rates falls and get money by applying for new loans to reduce the burden of existing loans .Although such offers seems very attractive but most people fall prey into wrong hands due to lot of hidden charges. Taking financial advice from any competent advisers help you out in this scenario .They know about financing more than you so be wise and consult with them before it’s too late.
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Public Liability Insurance is insurance plans where company will pays all the claims for damages and compensation if your business has caused injury or death to public lives or damage their property. It is called must have plan for your business otherwise your business may look into serious financial trouble if all the claims need to be covered from your own pocket. Compensation amount cover by company can be extremely high and pays any related legal fees as well. Consult with your local adviser in your area for sound...
Employer’s liability insurance is a type of insurance where in course of any injury or disease if employee claims on employer then his insurer will pay the price to claimant. By law employer is bound to have such policy in order to cover the cost in occurrence of any physical injury or death to employee.
Albeit it protects the liability of employer’s on employees but not cover the claims like: Sexual discrimination, wrongful dismissal etc. These deeds not only shielded employers but employees as well in case of anything unusual...
Although you can’t change the inevitable but can try at-least to make situation conducive. Suppose you badly injured due to accident and can’t work anymore, then how would you mange yourself financially? Insurance in this regard can help you through the situation and can improve your status economically.
Accident, Sickness and Unemployment (ASU) insurance give you guaranteed financial support in case of accident, sickness or unemployment. Usuasally pays you the claim under these three sections on monthly basis up to designated...
Think for a second; you are running a small business with 10 to 20 employees and all of sudden one of your key man died or injured in an accident, then what will be the impact on your business? Of course it can affect you in downwards and your profit will decrease .Although insurances can’t be alternate of a person but at-least can give some stability to your business. In this hour of need insurance expert form a special type of plan called as Keyman’s insurance.
Keyman’s insurance covers the cost of business in case of...
Insurance is categorized as risk management solution that indemnify in case of possible loss. It falls under many categories in terms of their working and payments. Being your local adviser we dedicated our service to counsel you in choosing your commercial insurance plan. It is a form of insurance that generally deals in property, liability and worker’s compensation.
If you want to secure your business or personal property in case of any mishap, you don’t need to worry about; our best resources will guide you throughout...
